Halifax says

Halifax has said that the average property price in Britain’s house prices has reached £ 299,138.

The British’s largest hostage lender, part of the Lloyds Banking Group, said the property values ​​recovered in January after seeing a minor dip in December said.

Prices increased to 3.0%annual rise, which is the weakest rate since July 2023, but Halifax stated that the market was showing “remarkable” flexibility.

Amanda Breden, head of the hostage at Halifax, stated that “the strong demand and loan increase of the new mortgage”, which was first trying to fulfill deals before buyers in April.

In the budget in October last year, Chancellor Rachel Reeves said that the stamp duty rate in England and North Ireland decreased, ending in April next year.

Changes would mean that house buyers will currently start paying stamp duty at assets of more than £ 125,000 instead of more than £ 250,000.

For the first time buyers currently do no stamp duty on homes up to £ 425,000, but it will fall to £ 300,000 in April.

Jonathan Hopper, Chief Executive of Garaington Property Finders, said: “Traditional January bounce not disappointed. After several property portals reported record boxing day traffic and a surprising jump in the number of hostages approved in December, there was a lot in business. Month Property Market.

However, he feels that the jump recorded in prices at the national level is “misleading”.

He said, “Look at the data more closely and it becomes clear that the increase in the price is far from universal – in fact it has slowed down in two -thirds of the UK countries and regions,” he said.

London remains the most expensive place in Britain to buy a house, with average assets costing £ 548,288, which was 2.8% from a year ago.

The properties in Northern Ireland saw the strongest annual value growth of 5.9%, with the average assets £ 205,473.

Home prices in Wales rose 3.6% compared to the previous year, with property values ​​an average of £ 227,397.

In England, the North East converted North West to the region with the strongest annual value growth, with a price of 5.2% to £ 178,696.

Scotland saw a total increase in house prices, in total increased by 2.4%, which now had an average cost of £ 210,690.

Halifax’s household value data is based on its own mortgage loan, which does not include buyers who buy a house with cash, or purchases. Cash buyers are responsible for approximately one third of the sale of housing.